Board of Directors

Meet the Board

Pst M.E.J Bassey

Board Chairman

Pst M.E.J Bassey served as Director in the Federal Ministry of Health, and as Director in the Federal Ministry of Innovation, Science & Technology. Also, as Director Overseeing the Office of the Permanent Secretaries both in the Federal Ministry of Health and in the Federal Ministry of Innovation, Science & Technology. With over 30 years cognate experience in the Federal Civil Service.

He is a sscientist with vast local and global trainings in Administration, Strategic Planning, Policy and Project Development and Management, Public Health, Logistics and Supply Chain Management

He has served on the Boards of Notable Federal Establishments. Some of which are National Universities Commission (NUC), Federal Medical Centre (FMC) Katsina, National Commission for Mass Literacy, Adult and Non-Formal Education among others. He currently sits as Representative of Honorable Minister of Science and Technology on the Governing Boards of Nigerian Institute of Policy and Strategic Studies (NIPSS-Kuru) Jos.

In his role as the Chairman, Board of Directors of ClearPay Microfinance Bank Limited, Pst Bassey brings to bear his wealth of experience especially in leadership to pilot the affairs of the Bank to higher level.

Lawrence Oni

Board Member

Lawrence Oni is a distinguished professional with a robust academic background and extensive experience in the fields of management, accounting, finance, and risk management. Holding a first-class (Summa Cum Laude) Bachelor's degree in Management & Accounting from Obafemi Awolowo University (2004-2008), Lawrence furthered his education by obtaining a Master's degree in Business Administration (MBA). His commitment to continuous professional development is evident through his certification as a Chartered Accountant by the Institute of Chartered Accountants of Nigeria in 2011-2012 and his completion of the Chartered Financial Analyst (CFA) program from the CFA Institute between 2015 and 2019.

With a career spanning 14 years, Lawrence has made significant contributions within the Corporate, Investment, and Business Banking sectors of various global banking entities. His roles as a Credit Manager and Financial Analyst involved the review, structuring, and approval of credits and investment proposals exceeding $10 billion. His expertise extends across diverse sectors, including Real Estate, Manufacturing, FMCGs, Agriculture, Power & Infrastructure, Telecoms and Media, Sovereign & Public Sectors, Financial Institutions, and Retail/Consumer Sectors. Lawrence's primary focus has been to minimize credit default risks while maximizing exposure returns.

In addition to his banking roles, Lawrence has served as a Finance Controller and Manager, where he played a pivotal role in preparing financial statements and generating various financial reports. His responsibilities extended to catering to the informational needs of Executive Management, Board of Directors, and public Investors. Over the last decade, Lawrence has collaborated with leading audit and consulting firms, specifically the big 4 audit firms and top 5 consulting firms, to deliver audited accounts and strategic documents.

In recognition of the evolving landscape of risk management, Lawrence pursued and obtained the Certified Risk Manager certification from the Risk Management Association in 2019-2020. This qualification further enhances his ability to navigate complex financial landscapes and make informed decisions that align with organizational goals.

Lawrence Oni's career trajectory is marked by a commitment to excellence, a strong foundation in financial expertise, and a comprehensive understanding of risk management. His diverse skill set, coupled with a proven track record in managing high-value portfolios, positions him as a key player in the financial and banking industry.

Queen Ehi-Uujamhan

Board Member

Queen Ehi-Uujamhan is the Group Chief Finance Officer in Norrenberger . She is a qualified ACCA (Fellow) accountant and a proactive customer-centric finance professional with over 15 years of experience in accounting, project finance, fiscal management, financial reporting, budgeting, and project management. She has worked with many private and public sector clients across several industries.

Prior to joining Norrenberger she worked with the Debt Management Office (DMO) as a Special Adviser. Queen spent three years at HSBC Bank in the United Kingdom (UK) in various capacities, including as Project Co-Ordinator for the ring-fenced bank project and as Business Analyst on multibillion-pound projects. She previously worked at Ernst & Young (UK) for three years as a Financial Management Associate, where she qualified as a chartered accountant. She also led the project finance delivery for Oska Jo & Partners Ltd, overseeing and monitoring over 7 active power projects valued at over 2.5 billion Naira.

Queen holds a B.Sc. in Banking and Finance from the University of Benin and a Master’s in Business Administration from the University of Warwick. She is an Associate of the Chartered Institute of Information Technology (British Computer Society) and a Fellow of the Association of Chartered Certified Accountants (FCCA).

Mr. Usman Mohammadu-Rabiu, HND, MCIB

Board Member

With an illustrious career in the financial sector spanning over two decades, Mr. Usman Mohammadu-Rabiu stands as a distinguished professional, recognized for his exceptional contributions to investment, universal banking, and project management. As a Director, he plays a pivotal role in shaping the strategic direction of the organization and leveraging his wealth of experience to foster its growth.

Mr. Rabiu's academic foundation is rooted in excellence, having earned a Higher National Diploma (HND) in Business Administration from Kwara State Polytechnic, Ilorin. His commitment to continuous professional development is evident through his membership in the Chartered Institute of Bankers of Nigeria (CIBN) and his attainment of the Microfinance Certified Banker designation from the same institute. These credentials underscore his dedication to maintaining the highest standards of professionalism and expertise in the banking and financial industry.

Throughout his career, Mr. Mohammadu-Rabiu has demonstrated a keen understanding of the intricacies of the financial landscape, having held senior management positions in various capacities. His expertise spans investment, universal banking, and project management, providing him with a holistic perspective on the dynamic and multifaceted nature of the banking industry.

Beyond his academic and professional qualifications, Mr. Rabiu is a member of several other professional management consulting bodies, showcasing his commitment to staying abreast of industry trends and best practices. His involvement in these organizations not only reflects his dedication to personal and professional growth but also positions him as a thought leader within the broader financial and management consulting community.

As a Director, Mr. Usman Mohammadu-Rabiu brings more than just a wealth of experience and academic prowess to the table. His leadership style is characterized by a balance of vision, strategic thinking, and a hands-on approach to management. He has consistently demonstrated an unwavering commitment to the success and growth of the institution, contributing significantly to its standing within the financial sector.

In his role, Mr. Rabiu continues to exemplify diligence, professionalism, and a strong commitment to fostering a robust growth trajectory for the organization. His multifaceted skill set, coupled with his extensive experience, positions him as a key influencer and driving force behind the success of the bank. As he continues to navigate the ever-evolving landscape of the financial industry, Mr. Usman Mohammadu-Rabiu remains a beacon of leadership and a catalyst for positive change within the organization he serves.

Amarachi Okafor

Board Member

Amarachi Okafor is a seasoned professional in the financial services industry, holding the distinction of being a SEC Licensed fund/portfolio manager and a Certified International Customer Service Professional. Currently serving as the Head of Wealth Management at Norrenberger Investment and Capital Management Limited, Amarachi brings over 11 years of diverse experience in wealth/portfolio management, customer service, business development, and relationship management to her role.

Amarachi's academic journey led her to the University of Abuja, where she earned a 2nd Class Upper Division in Theatre Arts, showcasing her ability to excel in diverse academic disciplines. Her educational foundation laid the groundwork for her dynamic career in the financial sector.

In November 2019, Amarachi achieved a significant milestone by successfully completing the SEC Fund Managers Training and License exam, solidifying her position as a licensed and reputable fund/portfolio manager. This accreditation demonstrates her commitment to maintaining the highest standards of professionalism and regulatory compliance in her role.

Further enhancing her skill set, Amarachi obtained the Certified International Customer Service Professional certification in July 2017. This qualification reflects her dedication to providing exceptional customer service, a crucial aspect of her roles in relationship management and private banking.

Amarachi's professional journey has been marked by progressive roles in reputable financial institutions. As the Head of Private Wealth Management at Norrenberger Investment and Capital Management Limited, she plays a pivotal role in overseeing and managing wealth portfolios, ensuring the financial success of her clients. Prior to her current position, she served as a Customer Relationship Manager (Private Banking) at Investment One Financial Services Limited, where she honed her skills in cultivating and managing client relationships in the private banking sector.

Her earlier experiences include roles as the Head of Customer Service at Neu-Kom Microfinance Bank Limited and Customer Relationship Manager at Aso Savings and Loans Plc. These roles equipped her with a comprehensive understanding of customer service dynamics and relationship management within the financial industry.

Amarachi Okafor's profile is characterized by her confidence, drive, and a proven track record in wealth/portfolio management, customer service, and relationship management. With a commitment to excellence and a diverse skill set, she continues to make significant contributions to the financial services sector, solidifying her position as a key player in wealth management.

Omolara Raheem

Board Member

Omolara Raheem's academic background in sociology and international business, coupled with her hands-on experience in various managerial roles, positions her as a well-rounded and accomplished professional. Her journey from the role of a Front Desk Officer to a Managing Director reflects her dedication to continuous growth and learning.

As a Director and Managing Director, Omolara Raheem combines her academic insights with practical industry knowledge, contributing to the success and growth of the organizations she leads. Her commitment to the agricultural sector and diverse management roles underscores her versatility and adaptability in different business environments. Omolara Raheem stands as a testament to the potential for career progression through dedication, skill acquisition, and a passion for continuous improvement.

Education:

B. Sc in Sociology, Ahmadu Bello University, Zaria

MBA, University of Business & International Studies, Geneva, Switzerland

Working Experience:

Tush Mart Limited

Managing Director – October 2020 till date

Omolara Raheem, with her rich academic background and diverse professional experience, currently serves as the Managing Director of Tush Mart Limited since October 2020. In this capacity, she brings strategic vision and leadership to guide the company towards its goals. Tush Mart Limited, under her directorship, benefits from her extensive knowledge in business administration and international studies.

Tinito Farms Limited

Board Vice Chairperson – December 2018 – date

In her role as the Board Vice Chairperson at Tinito Farms Limited since December 2018, Omolara Raheem contributes to the governance and strategic decision-making processes of the organization. Her leadership style and business acumen are instrumental in shaping the direction of Tinito Farms Limited, a testament to her commitment to the agricultural sector.

Rubrjar Nigeria Limited

General Manager – September 2012 – 2017

Omolara's professional journey includes a significant stint as the General Manager at Rubrjar Nigeria Limited from September 2012 to 2017. In this capacity, she played a key role in overseeing the general operations of the company, showcasing her managerial prowess and ability to drive organizational success.

Mothercat Nigeria Limited

Front Desk Officer – June 2005 – August 2006

Omolara Raheem's career began at Mothercat Nigeria Limited, where she served as a Front Desk Officer from June 2005 to August 2006. This early experience laid the foundation for her

Joseph Oyibo

Ag. Managing Director/ CEO

Prior to joining ClearPay Microfinance Bank Limited as the Managing Director/Chief Executive Officer, Joseph worked with Norrenberger Investment and Capital MGT Limited, an investment company licensed by the Security and Exchange Commission (SEC) from August 8, 2018, as Head of Operations. In this capacity, he oversaw the Treasury, Operations, and Admin departments. Joseph is a sponsored individual with SEC as a Compliance Officer.

Joseph is a 2003 graduate of The Federal Polytechnic Nasarawa with an HND in Accountancy and concluded his master’s in business administration (MBA) from Ladoke Akintola University of Technology, Ogbomosho in 2012. In 2013, he was awarded Certified Customer Service Leader by Service Quality Institute (An internationally acclaimed service standard organization).

He started his banking career at GTBank Plc in 2003. He left the bank in May 2008 for ASO Savings and Loans Plc where he worked as Head of Operations and as Head, Domestic Operations. During his time as Head, Domestic Operations, he was responsible for maintaining the bank’s relationship with correspondent banks and ensuring the bank’s liquidity threshold is maintained. From there, he proceeded to MGSL Mortgage Bank Limited in May 2014 and worked as the Group Head, Operations. He was saddled with the task of re-organizing the banking operations department as the bank was rebranding because of acquisition from former owners.

Subsequently, Joseph joined VFD Microfinance Bank Limited in March 2016 where he worked as Head, Operations and Credit Management. He was saddled with the responsibility of ascertaining the suitability and eligibility of customers coming for the loan facility. He also oversaw the Recovery as well as the Customer Service Units of the Bank. A position he held until September 2016 when he resigned to join Cash vantage Limited as General Manager.

Joseph has over 16 years of experience in professional banking across the financial services industry. He has constantly updated his knowledge through regular training programs including Anti Money Laundering activities, Operational Risk Management, Effective Customer Service Delivery, Report Writing, Fraud Identification, Prevention & Control Skills, Leadership Enhancement and Performance, Introduction to International Financial Reporting Standards (IFRS), Project Process Management Course (PMBOK) among others.

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